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What Happens to Debt After Filing a Consumer Proposal?

What Happens to Debt After Filing a Consumer Proposal?

This is a common question I get from clients who are filing or considering filing a consumer proposal. When filing a consumer proposal, you are effectively making an offer to the creditors to pay a specific amount or percentage of your debts over a period of time....
407 ETR Can No Longer Deny Plates to Bankrupt Drivers

407 ETR Can No Longer Deny Plates to Bankrupt Drivers

In a recent ruling, the Supreme Court of Canada has ruled that amounts payable to the 407ETR will now be eliminated through the bankruptcy process and that license plate renewal can no longer be denied. The 407 issued a news release saying it “is immediately...
How to Rebuild Credit After Bankruptcy

How to Rebuild Credit After Bankruptcy

Get a Fresh Start: How to Rebuild Credit After Bankruptcy Are you worried about your credit? Are you scared because the unpaid bills are mounting up? Are you concerned that financial ruin is around the corner. Filing for bankruptcy might help in that it is the first...
What Happens when you File for Bankruptcy?

What Happens when you File for Bankruptcy?

Details on the Bankruptcy Process If you are unable to pay your debts as they become due, filing for bankruptcy may be an option for you. If you are considering bankruptcy, it is very important that you understand the process and what happens when you choose to file....