Take a Credit Test

Answer a few simple questions and our online credit test will give you tips and suggestions on how to help improve your current financial situation.

  • I spend most of my take-home pay on paying credit card bills.
  • I am near, at or over the limit of my lines of credit.
  • I am habitually late paying my bills.
  • I make only the minimum payment on my credit card accounts
  • I've taken a cash advance on one credit card to make the payment on another card.
  • I worry about money quite a bit.
  • I carry a balance from month to month on at least one credit card and keep hoping to pay it off completely one day.
  • I live from pay cheque to pay cheque and would be in big trouble if I lost my job.
  • I'm in really big trouble. Creditors are calling all the time and I just don’t know how long I'll be able to juggle everything. I'm really scared.
  • I have lied to my spouse or my creditors about making payments.
  • I worry every time the phone rings.